Short-term Disability

Short-term Disability

TP Mechanical offers short term disability plan through Principal. This plan is voluntary and provides coverage to an employee in case of non-work related injury or illness.

Your benefits will be determined by using your W2 – 1 year average.

The benefit payment period is the length of time you will receive benefits for a qualifying disability after the
elimination period is satisfied. When you are unable to work in any capacity during the benefit payment
period, your primary weekly benefit is equal to 50% of your pre-disability earnings, up to $750. Your
primary weekly benefit less income from other sources is the benefit amount you will receive. Your benefit
amount will never be less than the $15 minimum benefit.


The Short Term Disability Enrollment Form will need to be completed and returned to Human Resources during your eligibility period for you to take advantage of this benefit.

For additional information on TP Mechanical’s Short Term Disability Plan, please see the benefit summary.

*Short-term disability and life insurance are only offered at a guarantee issue level if you apply as a new hire (on or before your eligibility effective date).  If you wait until open enrollment, you will have to answer medical questions and could be declined for coverage.”

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